Terms of Service

Effective Date: 5/12/2025

Welcome to the website of Trato Lending LLC (“Trato,” “we,” “our,” or “us”). By accessing or using our website located at https://www.tratolending.com, you agree to be bound by the following Terms of Use. If you do not agree with these terms, please do not use our site or services.

1. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You may not:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity of the website or data
• Transmit malware, viruses, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation

We reserve the right to suspend or terminate your access to the site at any time, without notice, for any reason.

2. No Guarantee of Loan Approval

Use of this site or submission of information does not constitute a loan approval or commitment to fund. All loans are subject to credit approval, property underwriting, and due diligence by Trato Lending LLC or its affiliates. Terms and conditions vary based on deal structure, borrower qualifications, and risk factors.

3. Intellectual Property

All content on this website—including text, graphics, logos, videos, forms, and design—is the property of Trato Lending LLC or its content suppliers and is protected by intellectual property laws. You may not copy, distribute, modify, or use our materials without our prior written consent.

4. Third-Party Links

Our website may include links to third-party websites for your convenience. We do not control these websites and are not responsible for their content or privacy practices. Accessing third-party sites is at your own risk.

5. Disclaimer of Warranties

This website and its content are provided “as is” and without warranties of any kind, either express or implied. Trato Lending disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the site will be error-free or uninterrupted.

6. Limitation of Liability

To the fullest extent permitted by law, Trato Lending LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of (or inability to use) the website or reliance on any information provided herein.

7. Indemnification

You agree to indemnify and hold harmless Trato Lending LLC and its affiliates, employees, officers, and agents from any claims, losses, damages, liabilities, or expenses (including legal fees) arising out of your use of the website, violation of these Terms, or any violation of applicable law.

8. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. You agree that any disputes shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida.

9. Changes to Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page, and your continued use of the website constitutes acceptance of the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact:

Trato Lending LLC
7901 4th St N STE 300
St. Petersburg, FL 33702
Email: loans@tratolending.com